Privacy Policy

What This Page Covers

This policy explains how Life Insurance Oakland handles information connected to this website and to phone calls with our office in Oakland, CA. The site is informational. It describes term life, whole life, universal life and the other coverage we discuss with clients, and it gives you one way to reach us, which is the phone.

What the Website Records on Its Own

Like most websites, ours runs on a server that keeps ordinary logs. These can include your IP address, browser type, the pages you viewed and the time of your visit. We use this to keep the site working and to spot technical problems.

We may also use basic analytics cookies that count visits and show which pages people read. They help us see whether a page on final expense insurance or retirement income planning is useful. You can block or clear cookies in your browser settings, and the site will still work.

What You Share When You Call

There are no forms on this site. The only time we learn about you is when you pick up the phone and reach us at (510) 930-3392. During a conversation about coverage you might tell us your age, health history, family details, income or who you would name as a beneficiary. You decide what to share, and you can stop at any point.

How We Use It

We use what you tell us to answer your questions, compare policy options with you and prepare a quote. If you decide to apply, the details needed for that application go to the insurance company you choose. We do not sell your information, and we do not hand it to marketers.

Who Else May See It

Some information may pass to the carriers we work with, to service providers who host or maintain this website, or to others where the law requires it. We ask anyone handling your details on our behalf to treat them with the same care we do.

Your Choices

You can ask what personal details we hold from our phone conversations, ask us to correct them, or ask us to delete what we are not required to keep. A short conversation with us at (510) 930-3392 is all it takes to start that request, and we will walk you through each step. California residents may have additional rights under state law, and we will respect them when you raise them.

Changes to This Policy

If the way this website works changes, we will update this page. The current version is always the one posted here, and continuing to use the site means you accept it.